Health Insurance Stocks List
Symbol | Grade | Name | % Change | |
---|---|---|---|---|
TRJ | A | Trajan Group Holdings Limited | -2.38 | |
MPL | D | Medibank Private Ltd | -1.11 | |
NHF | F | NIB Holdings Limited | 0.52 |
Related Industries: Insurance - Diversified Insurance - Specialty Medical Instruments & Supplies
- Health Insurance
Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons. By estimating the overall risk of health care and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.
According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" (p. 225).
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